please explain each answer thanks

3. Identity borrowing causes and repayment sources disciosed by each sectio flow During a recent meeting with Your Bank's loan committee, you were asked to determine why Clear Lights, a manufacturer of lights used in office buildings, requested financing. It was stated that the company had positive cash after debt amortization. What then would be the cause of the financing request? a. Operating expenses b. Dividend payments c. Interest expense d. Capital expenditures 4. Identify borrowing causes and repayment sources disclosed by each section of the cash flow. Which of the following events would create a cash inflow in a direct cash flow statement? a) Stable sales with declining margins. b) Longer customer payment terms. c) Slower payment of trade creditors. d) Pay off existing bank debt. 5. Identify borrowing causes and repayment sources disclosed by each section of the cash flow. If a company has negative net cash income, which of the following observations is true? a) The company did not generate enough cash flow from sales to cover cash production costs. b) The company did not generate enough net cash after operations to cover interest and dividends. c) The company did not generate enough cash after operations to pay its taxes. d) The company did not generate enough cash profits to cover its cash operating expenses