3. Note the average, best, and worst portfolio returns for the selected asset allocation on the Schwab site. If you annualize the returns on your HTMW portfolio (multiply the thirteen-week return by four), how does this compare to the average annual return for the do-over portfolio? Granted, this is a somewhat flawed comparison since it assumes that the performance of one quarter will be repeated several times in succession. A more direct performance comparison is provided by the Benchmarks on the attached file - which include several ETFs that track indices, as well as ETFs with exposure to the "Magnificent Seven" stocks (Facebook/Meta, Apple, Amazon, Google/Alphabet, Microsoft, Nvidia, and Tesla), for the period September 1 December 1. Note how your HTMW portfolio performed relative to these or other benchmarks, but keep in mind that the results for the 13-week trading period will not necessarily reflect the long-term relative performance of these assets.

3. Note the average, best, and worst portfolio returns for the selected asset allocation on the Schwab site. If you annualize the returns on your HTMW portfolio (multiply the thirteen-week return by four), how does this compare to the average annual return for the do-over portfolio? Granted, this is a somewhat flawed comparison since it assumes that the performance of one quarter will be repeated several times in succession. A more direct performance comparison is provided by the Benchmarks on the attached file - which include several ETFs that track indices, as well as ETFs with exposure to the "Magnificent Seven" stocks (Facebook/Meta, Apple, Amazon, Google/Alphabet, Microsoft, Nvidia, and Tesla), for the period September 1 December 1. Note how your HTMW portfolio performed relative to these or other benchmarks, but keep in mind that the results for the 13-week trading period will not necessarily reflect the long-term relative performance of these assets. 3. Note the average, best, and worst portfolio returns for the selected asset allocation on the Schwab site. If you annualize the returns on your HTMW portfolio (multiply the thirteen-week return by four), how does this compare to the average annual return for the do-over portfolio? Granted, this is a somewhat flawed comparison since it assumes that the performance of one quarter will be repeated several times in succession. A more direct performance comparison is provided by the Benchmarks on the attached file - which include several ETFs that track indices, as well as ETFs with exposure to the "Magnificent Seven" stocks (Facebook/Meta, Apple, Amazon, Google/Alphabet, Microsoft, Nvidia, and Tesla), for the period September 1 December 1. Note how your HTMW portfolio performed relative to these or other benchmarks, but keep in mind that the results for the 13-week trading period will not necessarily reflect the long-term relative performance of these assets