$41.$ Choose the statement that correctly describes the requirement of an insurable interest.

a$.$

Tshegofatso is planning to buy a car in December; however, she is afraid that the car may be stolen or damaged and would like to insure the car from November of the same year.

b$.$

Ada submitted a proposal for a health policy before working in the mining industry.

c$.$

The directors of Lundi Company are concerned about the high rate of crime in the country where a new company branch will be opened. In response to this concern, they decided to obtain a group life policy for all employees who will be employed by the company when it starts operating

d$.$

The directors of Venda Bank would like to secure a property insurance policy three months before the lease agreement is signed.