Question: 4. (2 points) When different financial service providers offer a similar range of services including banking, insurance and securities services, it is known as: A.

4. (2 points) When different financial service providers offer a similar range of services including banking, insurance and securities services, it is known as: A. consolidation B. convergence. C. economies of scale. D. e-efficiencies. E. None of the options are correct. (4 points) The banking industry has become more competitive in the last few why? 5. decades_ 6. (4 points) There are many banks with more branches now compared to 40 years ago-why

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