$46-$John borrows $$5000$ from the bank. The bank offers him a discount loan at the rate of $7\mathrm{.}5\%$ for a period of $2$ years. Determine the net amount of money John will actually recelve.

a$-$ $$4,500$

b$-$ $$4,250$

c $$4,350$

d$-$ $$4,520$