4. Incomplete financial statements of M Street Bank are given below. $ In millions Balance Sheet...

  

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4. Incomplete financial statements of M Street Bank are given below. $ In millions Balance Sheet Cash Securities Investments Net Loans Net Premises and Equip. Total Assets Deposits Non-deposit Borrowings Equity Capital Total Liabilities and Equity $60 Interest Income $145 $921 $27 $907 $121 .... Income Statement $861 Interest Expenses Net interest income Non-interest Income Non-interest Expenses Provision for Loan Losses Pre Tax Net Operating Income Securities Gains (Losses) Taxes Net Income $54.0 $23.4 $5.2 $14.6 $3.1 Earning assets Interest bearing liabilities a. Please complete the missing items in the balance-sheet and the income statement. (2 points) c. Write the extended Du Pont equation for the bank (actual numbers, not the formulas). (1 point) -$1.9 $4.1 ... b. Calculate the following ratios: ROE, ROA, Net interest margin, Net profit margin, Earnings spread, Equity multiplier, and Asset Utilization. You may assume that the balance sheet numbers are averages for two periods. (5 points) 4. Incomplete financial statements of M Street Bank are given below. $ In millions Balance Sheet Cash Securities Investments Net Loans Net Premises and Equip. Total Assets Deposits Non-deposit Borrowings Equity Capital Total Liabilities and Equity $60 Interest Income $145 $921 $27 $907 $121 .... Income Statement $861 Interest Expenses Net interest income Non-interest Income Non-interest Expenses Provision for Loan Losses Pre Tax Net Operating Income Securities Gains (Losses) Taxes Net Income $54.0 $23.4 $5.2 $14.6 $3.1 Earning assets Interest bearing liabilities a. Please complete the missing items in the balance-sheet and the income statement. (2 points) c. Write the extended Du Pont equation for the bank (actual numbers, not the formulas). (1 point) -$1.9 $4.1 ... b. Calculate the following ratios: ROE, ROA, Net interest margin, Net profit margin, Earnings spread, Equity multiplier, and Asset Utilization. You may assume that the balance sheet numbers are averages for two periods. (5 points)

Answer rating: 100% (QA)

Answer Formula used to complete balance sheet Total assets Cash securities investment net loans net premises and equipment Total liabilities and equit... View the full answer