44. The situation that occurs when adding more resources creates inefficiencies is known as A) diseconomies of scale B) marginal utility C) marginal returns D) diseconomies of scope 45 The final phase of systems development involves A) implementing the system B) determining the requirement C) maintaining the system D) designing system components 46. The rapid aplication development, the unified process, extreme programming, and Scrum are examples of A) waterfall method B) swim-lane method C) agile development D) SLDC 47. In organizations that operate significant nonaccounting information systems, the chief information officer is most likely to report to the A) chief financial officer B) chief executive officer C) director of information services D) chief technology officer 48. Which of the following is True about the "maintenance" of information systems? A) It is undertaken by the IS department only if programs are developed in-house. B) It includes monitoring the user experience and responding to user problems. C) It involves fixing problems or adapting existing systems to support new features. D) It is performed by operations, as it involves fixing problems with existing software. 49. The purpose of thegroup is to protect data and information assets by establishing data standards and data management practices and policies. A) data administration