5. A learning activity: a. A person with a full-time job earns $63,000/year. b. The person pays $800/month for health insurance for themselves. c. The person must meet a $2000 deductible in healthcare cost before the policy begins to pay d. The person pays $30 copay for primary care provider visits, except for annual wellness visits and e. pays $50 copay for specialist visits. i. The person has chronic asthma which requires visits to an asthma specialists twice per year. Out-of-pocket cost for asthma medication is $150/year. ii. This person also has Type II diabetes which requires visits to an endocrinologist twice a year. Diabetes management supplies just as syringes, glucometer and test strips are fully covered by insurance, but out-of-pocket insulin cost is about $120/year. f. On the last visit to the primary care provider (PCP), a colonoscopy was recommended based on strong family history. The insurance company says the person is not eligible to have this procedure paid for because age requirement of being at least 50 is not met. Colonoscopy cost $3000. How much is this individual spending on healthcare this year if they get the recommended colonoscopy? What percentage of their gross income is this? 5. A learning activity: a. A person with a full-time job earns $63,000/year. b. The person pays $800/month for health insurance for themselves. c. The person must meet a $2000 deductible in healthcare cost before the policy begins to pay d. The person pays $30 copay for primary care provider visits, except for annual wellness visits and e. pays $50 copay for specialist visits. i. The person has chronic asthma which requires visits to an asthma specialists twice per year. Out-of-pocket cost for asthma medication is $150/year. ii. This person also has Type II diabetes which requires visits to an endocrinologist twice a year. Diabetes management supplies just as syringes, glucometer and test strips are fully covered by insurance, but out-of-pocket insulin cost is about $120/year. f. On the last visit to the primary care provider (PCP), a colonoscopy was recommended based on strong family history. The insurance company says the person is not eligible to have this procedure paid for because age requirement of being at least 50 is not met. Colonoscopy cost $3000. How much is this individual spending on healthcare this year if they get the recommended colonoscopy? What percentage of their gross income is this