5-5 Again, as before, we know we need at least $20k in year zero.. But now we also need $250 each month for the next 30 years. What amount would you invest at 6% APR compounded monthly to cover your monthly costs for the entire 30 years + the initial cost? To join an upscale country club, an individual must first purchase a membership bond for $20,p00. In addition, monthly membership dues are $250. Suppose an individual wants to put aside a lump sum of money now to pay for her basic country club membership expenses (including the $20,000 bond) over the next 30 years. She can earn an APR of 6%, compounded monthly, on her "investments. What amount must this person now commit to the membership