6. Suppose claim severity X is distributed as exponential(0.01). The policy has a deductible of d = 20, maximum covered loss of u = 200 and coinsurance factor of c = 0.8. Calculate the expected loss in a loss event. Subject to inflation adjustment of 5%, with no adjustments in policy factors, what is the expected payment per loss? 6. Suppose claim severity X is distributed as exponential(0.01). The policy has a deductible of d = 20, maximum covered loss of u = 200 and coinsurance factor of c = 0.8. Calculate the expected loss in a loss event. Subject to inflation adjustment of 5%, with no adjustments in policy factors, what is the expected payment per loss