7. Regular savings programs and paying yourself first What's the best method for organizing your saving activities? Virtually all financial analysts agree that it is best to: Start saving early. Save regularly. Shift to another savings goal and a higher-yielding investment when you achieve a particular savings goal. Sometimes the most difficult question is, "How do I get started and how do I maintain my momentum?" One of the easiest answers is, "Save regularly and pay yourself first." What do you think it means to pay yourself first? It means making your saving activities your first priority by paying yourself, or making contributions to your savings accounts you pay any other obligations. One way to pay yourself first is to make your savings contribution only if you have something left over after you pay all of your other bills. have your savings contribution automatically withheld from your paycheck and directly deposited into your savings account. The advantage of this saving strategy is that it ensures that funds will be savedas opposed to saving only if sufficient funds remain after all other bills are paid and any impulse purchases are made. ensures that funds remaining after paying all