Question: 7. When making a credit decision, a lender may NOT consider: A. The age of an applicant to verify they are old enough to enter

7. When making a credit decision, a lender may NOT consider: A. The age of an applicant to verify they are old enough to enter into a contract. B. The religion of an applicant. C. Income from pension and other retirement benefits. D. The age of an applicant to favor those who are age 62 or over. 8. Fair lending rules apply: A. To all phases of a credit transaction. B. Prior to receiving the application and during the interview process only. C. In setting loan rates, terms and conditions only. D. Only during the loan underwriting process

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