$85.$ Hugo, age $50,$ plans on retiring at age $65.$ He accepts the recommendation of his lifeinsurance agent, who suggests investing $$100,000$ of his RRSPs $($half of the amount he hassaved for retirement$)$ in three segregated funds under the same IVIC: $$50,000$ in an incomesegregated fund, $$25,000$ in an international segregated fund and $$25,000$ in a dividendsegregated fund. What requirement must be met in order to implement this recommendation?a$.$ must receive by email the information folder and Fund Facts.b$.$ Hugo must complete a medical questionnaire.c$.$ Hugo must be named beneficiary of the contract.d$.$ Hugo must be the contract owner and annuitant.