> 8. Given the following pro forma information for a bank, determine its required risk- based capital, both core capital (6% of risk-based assets) and total capital (8% of risk- based assets). Balance sheet items: cash and equivalents (0% risk category) $3,000 short-term loans (20% risk category) 40,000 one-four family mortgages (50% risk category) 15,000 commercial loans (100% risk category) 30,000 Off-balance-sheet items: Commercial letters of credit (20% risk category) 5,000