$\mathrm{.}903,\mathrm{.}339,$

When many banks join together to lend money to developing countries such as Bangladesh and Malaysia, they seek to spread out the risk of default. This is called

a$.$ diversification.

b$.$ a quasi$-$government corporation.

c$.$ a cooperative.

d$.$ a not$-$for$-$profit organization.

e$.$ a syndicate.