Question: A declining return on equity for a majority of the insurers in the industry could most likely be a sign of: A. A loosening of

A declining return on equity for a majority of the insurers in the industry could most likely be a sign of:

A. A loosening of accounting laws so that insurers can show higher profits

B.The beginning of a hard market.

C. the beginning of a soft market

D. An opportunity for increases regulation

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