a. Emelda just won a raffle draw from Quantum Banking Limited. Based on the financial laws of the country, the payment, cannot be made at once, it must be staggered. She is thus offered die following choices: a. GHS 4000 now and the remaining GHS 6000 paid in 6 yearly instalments, with the first of GHS 1000 being paid at the end of year 3. b. GHS 2000 every year for the next five years c. GHS 5000 each year for year 4 and year 5 Advise her on the best offer. Interest rate on the market is pegged at 17.5%