A family is moving from Bakersfield to San Francisco. Housing prices differ greatly between the two cities. The average house in Bakersfield is $240,000 with a standard deviation of $75,000 while the average house in San Francisco is $620,000 with a standard deviation of $110,000. Because of this difference in average prices, the family is concerned that their standard of living is going to change. Their house in Bakersfield just sold for $420,000.

So, is the 880,000 result the price of a home in the 99.18 percentile in san Francisco? or is it the (100-99.18) percentile for the price of a home in san Francisco?