A hurricane caused extensive damage to a town in Nova Scotia. Various homes, vehicles and businesses are
Question:
A hurricane caused extensive damage to a town in Nova Scotia. Various homes, vehicles and businesses are either partially or heavily damaged. In addition some people are also injured. Several claims which are covered by the insurer for whom you work, are reported to the company after the hurricane ceased. They are as follows:
(i) 20 home garages have their roofs destroyed from fallen trees.
(ii)10 vehicles are overturned and badly damaged.
(iii)1 large retail electronics store was damaged by rainwater entering the building from an open roof.
(iv) A home in a certain suburb wascompletely destroyed. The home was insured for 100 % of its value, with no changes or improvements made to the building during the course of the policy.
Name, describe, and give the reason for the typical type of adjuster the insurers would use for:
(a) the damaged home garage roofs
(b) the badly damaged vehicles
(c) the electronic store contents damaged by rainwater from an open roof.