A mortgage agent is working with consultant to create a new radio ad to promote the types of mortgages that she can get approved. She would like to say that "all applications are approved including good or bad credit, past bankruptcies, no income and no equity." Given this scenario who has the responsibility of ensuring that there are policies and procedures in place that tell her what to do in a situation like this?

Select one:

a$.$ The mortgage agent

b$.$ The principal broker

c$.$ The mortgage brokerage

d$.$ FSRA $($formerly FSCO$)$