This is a case study two part question

A mortgage agent is working with consultant to create a new radio ad to promote the types of mortgages that she can get approved. She would like to say that all applications are approved including good or bad credit, past bankruptcies, no income and no equity. Given this scenario who has the responsibility of ensuring that there are policies and procedures in place that reil her what to do in a situation like this? V Select one a. FSRA (formerly FSCO) b. The mortgage agent c The mortgage brokerage d. The principal broker Amortgage agent has arranged a private mortgage for your client using the agent's mother as the lender. The mother is charging a $750 lender fee and the mortgage agent is charging a $1,000 brokerage fee. Based on this scenario which of the following statements is correct? Select one a. The brokerage fee must be included in the cost of borrowing b. Lender and brokerage fees are not included in the cost of borrowing c Both fees must be included in the cost of borrowing d. The lender fee must be included in the cost of borrowing