Question: A: Overfitting in ML-based credit scoring models increases generalizability. R: Overfitted models tend to perform better on training but poorly on unseen data. A. Both

A: Overfitting in ML-based credit scoring models increases generalizability. R: Overfitted models tend to perform better on training but poorly on unseen data. A. Both A and R are true, and R is the correct explanation of A. B. Both A and R are true, but R is not the correct explanation of A. C. A is true, but R is false. D. A is false, but R is true

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