A retail store accepts only Discover $($D$),$ Master $($M$)$ or VISA $($V$)$ credit card. A total of $32$ percent of its customers carry D card, $75$ percent M card, $65$ percent V card, $15$ percent D and M$,27$ percent D and V$,$ and $45$ percent M and V$.$ It is also known that $96$ percent of the customers carry at least one of the D$,$M$,$V cards. What is the percentage of the customers who carry all three cards?