A risky asset with high expected returns $)=(12\mathrm{.}00,$ high variability $)=(10\mathrm{.}00,$ and beta equal to $1\mathrm{.}90$ has caught your eye. As a safer option, a risk$-$free asset is available with expected returns of $r_f=6\mathrm{.}00.$

What is the risk$-$adjustment factor necessary to invest in the risky asset?

$($Round to two decimals, if necessary.$)$