Accident claims accepted by Worker's Compensation Question 8 (1 point) Listen Fred was arguing with Barney, his insurance agent, about the value of critical care insurance. With which of the following responses should Barney reply? You should buy this policy because mortality rates associated with critical illnesses are on the rise O Critical illness coverage is often used as an alternative to disability and it is a more flexible product Since you are 3 times more likely to suffer a critical illness than you are to die before the age of 65, you should reduce some of your life insurance and buy critical illness coverage I recommend critical illness insurance because it offers you a payout to use without restriction in the event you are diagnosed as critically ill Question 9 (1 point)