actuarial science notation

1. A fully discrete whole life policy with a face amount of $180,000 on (30) can be paid for in any of three ways: (1) A net single premium of $45,000 paid when the policy is issued (2) Equal annual net premiums of $3,000 paid at the beginning of the year (3) Annual net premiums of $2,000 paid at the beginning of each year through age 39 and annual net premiums of $3,875 at the beginning of each year at age 40 and above. Calculate the expected present value of a 10-year temporary life annuity-due of $5,000 issued to (30) 1. A fully discrete whole life policy with a face amount of $180,000 on (30) can be paid for in any of three ways: (1) A net single premium of $45,000 paid when the policy is issued (2) Equal annual net premiums of $3,000 paid at the beginning of the year (3) Annual net premiums of $2,000 paid at the beginning of each year through age 39 and annual net premiums of $3,875 at the beginning of each year at age 40 and above. Calculate the expected present value of a 10-year temporary life annuity-due of $5,000 issued to (30)