After reading the article what are your thoughts on budgeting? what was the most compelling argument for creating a budget? why?The importance of making a budget is a financial lesson that can't be overemphasized. When you first go on your financial journey, following a budget can help you practice basic money habits. Still not convinced? 

Below are five good reasons why everyone should create and stick to a budget. KEY TAKEAWAYS A budget is simply a spending plan that takes into account estimated current and future income and expenses for a specified future time period, usually a year. Having a budget keeps your spending in check and makes sure that your savings are on track for the future. Budgeting can help you set long-term financial goals, keep you from overspending, help shut down risky spending habits, and more. Helps You Work Toward Long-Term Goals A budget helps you figure out your long-term goals and work toward them. If you just drift aimlessly through life, tossing your money at every shiny, new object that happens to catch your eye, how will you ever save up enough money to buy a car?