All the following losses would be excluded from coverage under the personal auto policy, EXCEPT:

Question 19 options:

An insured's laptop computer is damaged in the accident he had on the way to a scout meeting.

A power tiller rented by the insured is damaged in an accident she had while driving to return the tiller.

The insured's office manager is injured while driving the insured's car to pick up decorative plants for the insured's office.

A rider in the insured's care who pays for gas as part of a car-pool arrangement is injured in an accident on the way to work.

Question 20(1 point)

Which of the following statements concerning the medical payments coverage in the personal auto policy is (are) correct?

IMedical payments coverage is an optional benefit.

IIMedical payments coverage excludes payment of the medical expenses of the insured and his or her family members.

Question 20 options:

I only

II only

Both I and II

Neither I nor II

Question 21(1 point)

All the following statements concerning the medical payments coverage in the personal auto policy are correct, EXCEPT:

Question 21 options:

Coverage will not apply if the medical expenses are incurred by a teenager using a neighbor's car for a joyride without permission.

Coverage will apply if the insured is injured while riding in a car whose owner does not have medical payments coverage.

Coverage will not apply if the insured is injured as a pedestrian by a vehicle lacking medical payments coverage.

Coverage will not apply if the insured is injured in her camper while she is using it as a vacation home.