An insurer's governance, risk, and compliance programs create rules, processes, and controls that support the insurer's operating policies and strategic goals. Which one of the following statements is correct with respect to these programs? Available answer options Select only one option A Governance, risk, and financial reporting should not be embedded in an insurer's information technology-enabled end-to-end processes or controls on an enterprise-wide basis. B Cloud technology has benefits for the insured of continued control over data and assurance that vendors are safely protecting the data. C They help managers identify any potential credit, market, or operational risk exposures so that they can react quickly and appropriately. D Information technology typically cannot help insurers understand threats caused by changes in legislation, environment issues, political unrest, or terrorism