Analyze whether or not an auto purchase or lease makes sense.

What affect does this purchase have on your debt/assets?

Explain why lease payments for a new vehicle are lower than loan payments for the same vehicle.

Support whether or not a replacement car is affordable during that time period.

Decide whether it is better to rent or purchase a home. Support your findings with income needed to qualify for a mortgage, costs of home ownership vs. renting, and any possible tax benefits.

Distinguish among the conventional and alternative ways of financing a home and list the advantages and disadvantages of each.

Assume you purchased a home a few years ago and rates have decreased. Support whether or not you should refinance.

Apply the risk-management process to address the risks to your property and income.

Outline the major types and features of auto insurance, home owner's insurance and property insurance.