and collision coverage. Ken fell asleep while driving late at night. He crossed the center line and hit a car approaching from the other direction. The following losses occurred.

$-$The driver of the other car suffered $$30,000$ in bodily injuries.

$-$Ken's car sustained $$5,000$ in damages.

$-$Ken incurred $$5,000$ in medical expenses.

$-$The car that Ken hit was a total loss.

Which of Ken's Personal Auto Policy $($PAP$)$ coverages will cover Ken's medical expenses?

bodily in ury liability

$5$: property damage liability

medical payments coverage

collision coverage