Answer it correctly please. I will rate accordingly with multiple votes. This is my last attempt. Please do it correctly and only if 100% sure. Explain

Mary is an 18-year-old student. who recently bought a used car. Mary is looking to buy car insurance. Insurance companies compete for her business Is there an adverse selection problem in a transaction between Mary and an insurance company? Why or why not? Adverse selection O A. arises because Mary will drive in a careless manner as soon as she has auto insurance OfB. does not arise because auto-insurance companies know that 18-year old girls are better risks than 10-year-old bays Oil Is eliminated by auto-insurance companies insuring as many young drivers as possible D. does not arise because Insurance companies assume that all young drivers are rocklogs CE. arises because Mary knows If she is a safe or a risky diver and the insurance company does not know this