answer the following

True or False? When using an all-risk approach to property insurance, every possible type of direct damage is covered. O a. True O b. False What liabilities are not covered under a commercial general liability policy? a. Product liability O b. Automobile liability O c. Premise liability O d. Completed operations liability What might be excluded from a company's cyber liability policy? O a. Protection from an unauthorized disclosure of confidential data. b. Costs, including forensic work, resulting from a network security breach. O c Insurance repayment of 100 percent of the credit card transaction resulting from fraud or theft. d. The payment of a ransom in the event of cyber extortion. Check My Work True or False? The sole beneficiary of key-person life insurance is the firm that purchased the policy O a. True O b. False