Anthony opens a taco shop on the same street as another taco shop, a burrito stand, and a sit$-$down Mexican restaurant. He knows that his food is good, but he is worried that the interior of his small shop is unattractive. He would love to put a fresh coat of paint on the walls and generally make the place look better to entice customers to come inside. But his family and friends will not loan him money, his suppliers have refused to extend him a line of short$-$term credit, and his bank wants him to put his motorcycle up for collateral, which he does not want to do$.$ Which of these are likely to cause Anthony's business to fail? More than one answer may be correct.

Multiple select question.

Government paperwork

Inadequate management skills

Aggressive competition

Lack of financial support