Question: As a bank manager, you are tasked with determining the interest rates offered for the deposit accounts and the certificates of deposits. You are certain

As a bank manager, you are tasked with determining the interest rates offered for the deposit accounts and the certificates of deposits. You are certain that the rates are going to fall within the next 4 months. As the manager, how would you adjust the bank's 4-month repricing gap and spread to meet the anticipated rise? How would your response be different if the rates were going to rise within the next 4 months?

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