Assignment: Read the Opening Decision Point regarding Wells Fargo. Analyze and discuss the ethical and legal issues that apply to the scenario.

If your name ends in A through M$,$ you represent Wells Fargo.

If your name ends in N through Z$,$ you represent a Consumer.

Suggestions on Methodology:

First, summarize the relevant facts of the case as they relate to each party. A fact is relevant if it had an impact on the case's outcome. Not all facts in the scenario are relevant. An effective method of summarizing relevant facts is to list them numerically in order as a separate sentence. For example, the first relevant fact might be: $$Wells Fargo is located in California$.$ This fact is relevant because it establishes its state of residency for purposes of legal jurisdiction.

Second, list a summary of the issues as they relate to each party;

Third, identify and discuss the relevant ethical and legal principles to be applied to each issue from the preceding paragraph;

Finally, write your conclusion in an objective $($not subjective$)$ manner. Do not spend time writing about your personal opinions. Your conclusion describes the ethical and legal rationale supporting your decision. In summary, what are the ethical and legal principles you are applying to the facts of this case that support your conclusion?