B C D E F G H You are considering refinancing your home because the interest rates are lower now than they have been for a while. The cost to finance (get a new loan) will be $3,000. Your current interest rate on your 30-year loan is 12% per year, compounded monthly, with monthly payments. The original loan amount was $150,000 ten years ago. You want to finance the $3,000 and the current loan balance (this means borrowing $3,000 more than you currently owe) with a new 30-year loan at 6% per year, compounded monthly. How much lower will your monthly payment be (20 points)