(b) Mr. John is doing export business in Oman. He needs money to manage his working capital and for expanding his business. So, what kind of loan do you recommend for both the situation explain them in your own words. (2.5 marks) He is more concerned about his goods that is being transported by sea and the health of himself and his employees. So, what type of insurance policies should he buy for his goods, his employees health and his own health. Explain them in your own words. (2.5 marks)