b. Select the three conditions that are generally present when fraud occurs: Note: You may select more than one answer. Single click the box with the question mark to produce a check mark for a correct answer and double click the box with the question mark to empty the box for a wrong answer. ? Management or other employees have an incentive or are under pressure that provides a reason to commit fraud. ? Circumstances exist that provide an opportunity for a fraud to be carried out. ? Those involved are able to rationalize committing a fraudulent act. Some individuals possess an attitude, character, or set of ethical values that allow them to knowingly and intentionally commit a dishonest act. ? Those involved have less than a high-school education. ? Those involved have no religious affiliations. ?Those involved are in their first year at the company.