Bb Take Tes X Course | X W Forms | X Free Gre X D 136108 X | Mi Your ass x | ) Bad Rec x | ) Bad Rec x | [ Bad Rec x | ) Bad Rec x | m Student X | 83 Settings x |+ X C https://vuws.westernsydney.edu.au/webapps/assessment/take/launch.jsp?course_assessment_id=_160236_1&course_id=_43379_1&content_id=_8... A Q to Study Smart Zone Question Completion Status: Q Current Students Website You have been called to present the financial situation of the enterprise to the company board at short notice. In order to do so, you are looking at the financial information below and need to come up with some numbers that you think the board Library Resources might be interested to hear about. m VUWS Self Help The following information is extracted from Westpac's financial statements for 2018-2021 (in millions of dollars). Item 09/18 09/19 09/20 09/21 Interest Income 32571 33222 27047 22278 Interest Expense 16066 16315 10351 -5420 My Groups Net Interest Income 6505 16907 16696 16858 + [A+] [L: BA] Prov. For Doubtful Debts -710 -794 3178 590 Net Int. Income Less Prov 5795 16113 13518 7448 [A+] [S: Banayoti, Non Interest Income 5628 5599 5477 5637 Karim] Total Operating Profit (EBIT) 21423 21712 8995 23085 BANK WK 01 K.Banayoti Non Interest Expense 9670 11707 13916 13452 PreTax Profit 11753 10005 5079 9633 Tax Expense -3578 -2959 -1974 -3038 Net Profit after lax Before Abnormals 8175 7046 3105 6595 Short Term Money 26431 20059 30129 71353 Investment Securities 33368 107113 134745 09804 Due From Banks 7145 514 299 592 Loans 709690 714770 593059 709784 Total Earning Assets 826634 842456 858232 891533 Customer Acceptances 0 Fixed Assets 1329 1155 3910 2853 Other 51629 63015 49804 41491 Total Non-Earning Assets 52958 64170 3714 14344 Total Assets 879592 906626 11946 935877 Due to Banks 18137 9884 4981 4080 Bank Acceptances 0 Deposits 1534 38731 35678 16638 Provisions 2242 3376 5483 3732 Bonds 561282 25886 727786 736350 Other 191824 53242 69944 72985 Total Liabilities 815019 841119 343872 863785 Share Capital 5561 36955 39946 40995 Reserves 1077 1311 1544 2227 Retained Earnings 27883 2718 26533 28813 Other Equity 0 0 Convertible Equity 0 0 SE Held Sale 0 0 Click Save and Submit to save and submit. Click Save All Answers to save all answers. Save All Answers Save and Submit LO O o 22 IN w 200m Australian Dollar 2ENG 11:29 PM 31/01/2023Bb Take Tes X Course x |W Forms | x Free Gre X DE 136108 x |M Your ass x | Bad Rec x | Bad Rec x | Bad Rec x | Bad Rec x | m Student X | 3 Settings x |+ X https://vuws.westernsydney.edu.au/webapps/assessment/take/launch.jsp?course_assessment_id=_160236_1&course_id=_43379_1&content_id=_8... A" Q to Question Completion Status: UTITU TTUTT Total Assets 879592 906626 11946 935877 Due to Banks 18137 9884 4981 4080 Bank Acceptances 0 0 0 Deposits 11534 38731 35678 16638 m Provisions 2242 3376 5483 3732 Bonds 561282 25886 27786 36350 Other 191824 3242 9944 72985 Total Liabilities 15019 341119 343872 863785 + Share Capital 35561 36955 39946 10995 Reserves 1077 1311 544 2227 Retained Earnings 27883 27188 26533 28813 Other Equity 0 0 Convertible Equity 0 0 SE Held Sale 0 0 0 Outside Equity 52 53 51 57 Total Equity 64573 65507 58074 72092 Round your final answers to two decimal places. You can insert a negative sign (-), but do not insert units, dollar signs ($), percentage signs (%), spaces, brackets ( ) or commas (,) in your final answers. a. Calculate the Debt Ratio, in percentage terms, for Westpac in 2021. Insert your final answer here. (1 mark) b. Calculate the Debt Ratio, in percentage terms, for Westpac in 2020. Insert your final answer here. (1 mark) c. Calculate Return on Assets (ROA), in percentage terms, for Westpac in 2021. Insert your final answer here. (1 mark) d. Calculate Return on Assets (ROA), in percentage terms, for Westpac in 2020. Insert your final answer here. (1 mark) e. Is there an improvement to the capital structure of Westpac for the period 2020-2021? Insert YES or NO here. (1 mark) f. Is there any improvement to the profitability of Westpac for the period 2020-2021? Insert YES or NO here. (1 mark) Click Save and Submit to save and submit. Click Save All Answers to save all answers. Save All Answers Save and Submit LO O o 22 IN W 200m Australian Dollar 2ENG 11:29 PM 31/01/2023