Bond purchased a painting from Wool, who is not in the business of selling art. Wool tendered

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Question:

Bond purchased a painting from Wool, who is not in the
business of selling art. Wool tendered delivery of the painting
after receiving payment in full from Bond. Bond informed Wool
that Bond would be unable to take possession of the painting
until later that day. Thieves stole the painting before Bond returned.
The risk of loss

Passed to Bond at Wool’s tender of delivery.
Passed to Bond at the time the contract was formed
and payment was made.
Remained with Wool, because the parties agreed on a
later time of delivery.
Remained with Wool, because Bond had not yet received the painting.