Bumpas Enterprises purchases $$4,562,500$ in goods per year from its sole supplier on terms of $2/15,$ net $50.$ If the firm chooses to pay on time but does not take the discount, what is the effective annual percentage cost of its non$-$free trade credit? $($Assume a $365-$day year.$)$

Group of answer choices

$25\mathrm{.}56\%$

$23\mathrm{.}45\%$

$21\mathrm{.}11\%$

$19\mathrm{.}47\%$

$22\mathrm{.}51\%$