Calculate the premium, loss function at time t = 0, and 10V for the following situations. i=5% effective per year. a. a whole life policy issued to (40). The death benefit is 100,000 and is payable at the end of the year of death. The insurance has level annual benefit premiums payable for the life of the insured. b. 20 year term insurance issued to (40). The death benefit is 100,000 and is payable at the end of the year of death. The insurance has level annual benefit premiums payable for 20 years during the life of the insured. c. 20 year endowment insurance issued to (40). The death benefit is 100,000 and is payable at the end of the year of death if death occurs within 20 years or 100,000 upon survival to age 60. The insurance has level annual premiums payable for 20 years during the life of the insured