Can someone help me answer these homework question please.

b. What is the individual's expected income (not expected utility) when they do not have unemployment insurance? What is the individual's expected income when they do have unemployment insurance? Show all of your work. c. What is the individual's expected utility when they do not have unemployment insurance? What is the individual's expected utility when they do have unemployment insurance? Show all of your work. 4. Suppose an individual's utility function is U(I) = I /3 When working, their income is $64,000/year. There is a 10% chance of becoming unemployed If they do not have unemployment insurance, their income drops to $0 If they do have unemployment insurance, they pay $3000/year and receive $30,000/year when they are unemployed a. Is this individual risk averse? Briefly explain