can soneone please fo a step by step

Penny has a car with an estimated resale value of $18636.4. She is thinking of driving out of country, where her normal insurance does not apply, and feels that there is a 3.8% chance she has an accident on the trip. She estimates in such a case she'd lose 1.7% of the car resale value. Given that she has a utility function given by square root (e.g. U(w)=w0.5), what is the most that she would pay for car insurance on this trip? You may assume she has no other wealth than the value of the car in answering this question: [Please give your answer in dollars, so the entry 2034.56 will be interpreted as $2,034.56 ] [Hint: Consider her certainty equivalent (CEQ) if she takes the trip uninsured versus her current wealth]