Case Study - Brett, the Second-year Medical Student

Brett, being a second-year med student and over 21 years old, is constantly receiving credit card applications in the mail.

He recently applied for and received a Visa card with a $30,000 credit limit. So far, he has been able to get through school

without taking out any student loans, but money is getting tight. He worries about the next tuition payment and how to

afford the next school break. He has been highly stressed and feels he needs to reward himself by getting out of town.

Brett is also concerned about identity theft. This semester, there was a security breach of a student file. Although he is

unaware of any identity theft from the breach, he has a heightened concern about becoming a target of identity theft.

1. What advice would you provide Brett for his upcoming school break?

2. If he should head out of town, what advice would you offer to help him protect his identity?

The Housemates Continuing Case Study

This is a continuing case study taken from your textbook. You will occasionally have assignments that are connected to lessons in this scenario, which include housemates that live on 906 East College Street. All of the residents are either current students or recent graduates.

Leigh, Blake, and Nicole are siblings. Their parents bought the home, which is close to campus, as an investment when Leigh started at the university her freshman year. The following profiles describe each of the housemates and their intermediate-term goals.

Housemate	Profile	Intermediate Goal
Leigh	Graduate, art teacher, oldest sister. Works part-time at the local co-op for the discount, sells artwork at the local farmers market, bikes to work. Vegetarian, loves to garden, and has four egg-laying backyard hens.	Backpack through Europe for a summer in five years
Blake	Junior, business student, brother. Expected to someday come back to work in the family business, but first he would like to try a career on Wall Street.	Hawaiian Iron Man triathlon in five years
Nicole	Freshman, pre-nursing for the moment, youngest sister.	Graduate in four years
Karri	Fifth-year student, communications major. Loves shoes and high fashion, chocolate and wine and the Big Apple.	Anchor the evening news for a local television network
Peter	Graduate from Culinary Art School, sous chef. Did an internship in Tokyo, would love someday to go back and visit. Originally from Colorado, wants to summit all of the states 14,000-foot peaks someday.	Open his own sushi restaurant in three years.
Brett	Second-year med student, focused on emergency medicine. Interested in someday seeing the world via volunteerism for Doctors Without Borders.	Complete med school and residency with as little debt as possible
Jen	Freshman at the community college, undecided major. Very social, fastest texter in high school graduating class.	Pick a major, transfer to the university after two years, graduate with a bachelors degree in four years.
Jack	Recent graduate in general studies. Currently tending bar part-time, no benefits. Would like to advocate for paintball as an Olympic sport.	Decide on a career and avoid moving back in with mom and dad.