Cerise earns $$41,000$ a year in her first full$-$time job after college. She has $$50,000$ in student loans and $$3,000$ in credit card debt, as well as owes $$6,000$ on her used car loan. The best advice for Cerise is to

Select the answer from the options below

A$.$ immediately hire a professional financial planner because she does not $.$ understand where her money will be going.

B$.$ Pay off her car loan as soon as possible.

C$.$ seek her friends$$ advice regarding how to manage her finances responsibly because they might be better at managing money than she is$.$

D$.$ Learn about the financial planning process and take steps to create a budget that will allow her to pay her debt obligations.