Ch 12 Homework Seved Exercise 12A-2 Basic Present Value Concepts [LO12-7 Julie has just retired. Her company's retirement program has two options as to how retirement benefits can be received Under the first option, Julie would receive a lump sum of $155,000 immediately as her full retirement benefit would receive $18,000 each year for 10 years plus a lump-sum payment of $63,000 at the end of the 10 year period. . Under the second option, she Click here to view Exhibit 128-1 and Exhibit 128.2 to determine the appropriate discount factorts) using tables. Required: Fa Caculate the present value for the following assuming that the money can be rvested at 8% 1-b she can invest money at 8%, which option would you recommend that she accept? Complete this question by entering your answers in the tabs below Reg 1ARea 18 Calculate the preset value for the following assuming that the money can be invested at 8%. the nearest whole doltlar amount.) . (Round your final answers Present value Req 18 10962 0952 0943 0935 926 057 09090901 0870 0862 55 2925 9907090 0873 0857 0812 082 012 07 0283 02 06 0893 0885 08 0870 0862 0855 0817 0840 0833 0825 0820 083 0806 800 0243 0131 078 0706 0694 0683 0672 0661 0650 0640 era os83as asse osa osat 0609 ass, ass oa oss osa osa osa 0864 0840 086 0794 am a75, 4 0855 083 0792 02 035 0708 0683 0659 0626 0613 0592 052 0552 0534 05% 0499 0482 5 0822 0784 047 0713 0681 0650 0521 0593 0567 0543 059 049 0476 0456 047040402 0386 030 035 031 0328 70480 066 0432 0410 OHO OHO O352 O33S 03s oso oze, o275 0262 7 '.0760 ozn 0665 0623 osas os47 0S13 0482 04S2 0425 000 ans o 8 0731 0677 062 0540 0 9 0703 0645 0592 0544 0500 0460 0424 0391 0361 0333 o542 0461 044 0404 0326 0351 0327 0305 0285 0266 02) 020 028 0204 0191 019 0 0308 0284 0263 0243 0225 0209 0194 0180 0 015 144 0134 05n ong 0162 0149 0m7 ong 01% 007 0676 06M OSS8 0508 0463 0422 0386 0352 0322 0295 0270 0247 0227 0208 1 0650 0585 0527 0475 0429 0388 0350 0317 0287 026 0237 0215 015 08 12 0625 055 04 0444 0397 0356 0319 0285 0257 0231 02087 0 0152 0 0601 05300469 0425 0368 03260290 a2580229 02040182 083 oses oto ams are 02 M 0135 o 2 208 0187 0368 0152 0137 0124 on 0102 0092 0083 0076 0069 0145 0130 0116 00 003 0084 005 008 0061 0055 0141 0125 om 0099 oces a078 00n 0062 aoss oo49 0044 a577 osas 0402 0288 0340 0299 a263 0212 0205 0181 0160 0541 ous om 0099 oses aos 0140 0123 0108 0095 0084 0074 0055 0057 0051 0045 0000 0035 0093 0081 00 0062 0054 0047 0042 0036 0032 0028 05550481 0417 a362036 0775 0239 02090 0160 0518 043 on 03 020 0231 08 00 0M6 0125 0108 00 0080 00 052 0045 0039 0034 0 OAM 04S 0350 0296 0250 0212 0180 ois3 oto om oos on oen aa590051 0044 0475 0296 am o277 a232 0194 0164 OD* om6 0060 005100 06 0098 0083 0070 0050 0051 0043 003 0031 0027 0023 0020 0017 0ou 0031 0026 0022 oon9 00 0014 000 031 0026 0022 0018 005 0013 0 0009 20 0456 0377 0312 0258 025 0108 049 0124 004 0087 0073 0061 0051 0043 003 r1 0390359 0294 0242 0199 0164 0125 Qt12 0093aa77 0064 005] D044 0037 22 0422 0082 0278 0226 0s4150 0123 oon o08) aos8 0056 0046 0038 00m ocas 0022 008 005 23 0406 0326 0262 ezn 0170 on8 0112 0091 0074 0060 oor9 6040 aan oaz oa22 oow oos ooo 00 o 2 0290 0310 0247 0197 0158 0126 0102 0082 0066 0053 0043 0035 0028 0023 009 005 00B 0010 0008 25 0375 a295 0233 0M4 0M6 01% 0092 0074 0059 0047 0038 0030 0024 0020 008 00B OO 0.009 00 0006 0005 25 0361 0281 0220 0172 0125 0106 0084 0066 0053 0042 0033 0026 0021 001 004 oom 2 0347 0268 0207 01 0125 0098 006 0060 0047 0039 0029 0023 008 004 00m 0009 0007 0006 0005 0004 0ou 28 3 0255 on96 0r0 01t6 0090 0009 0054 0042 ann 0026 0020 oos ooo ooo 0008 0006 000s oo04 0000 e002 0002 29 01 0243 0N5 0141 0107 0082 0063 0048 0037 0029 0022 oor ons oom 0008 0006 oos oot 000300200020000 0009 0003 0006 0005 0004 0003 30 0308 0231 014 0131 0099 0075 0057 0044 0033 0026 0020 005 002 0009s 0007 0005 0004 0003 0003 0002 00 08 0142 009 0067 0046 0032 0022 0015 00m 0008 0005 0004 0003 0002 0001 0001 0001 0000 0000 0000 0000 0000 CXHIBIT 128-2 Presest Value of an Anuity of $in Aears 0962 0952 9943 9935 0926 017 0909 0 2775 2723 267] 2624 257 2531 24024M 2412 2R2m 220 220622tont 21 20s 2mt200 i 452 4329 4212 400 3993 390 3791 3695 3605 3517 3433 3352 3274 31 6002 5786 5sa2 5389 5206 901 0893 885 0877 0800 08 0855 0847 080 0833 0826 0820 0813 0806 0 in, 1690 1668 164, 1626 1196 1500 1se sa 1509 isu 1474 1457 1460 2914 2855 2198 2743 2690 2679 25m 2540 2494 2448 2404 2362 6 5202 5076 491 4K7 4623 4486 4355 4231 4 38891784 3685 ses 3498 34 5033 4868 n2 4564 4423 4288 4160 4039 3922 383706 3606 3508 ]416 3327 3242 3101 5146 4968 4739 4639 4687 4344 4207 4078 3954 3837 3726 3619 358 3421 3.9 4772 4607 4451 43034 4031 3905 3786 3673 3566 3463 5", 5650 so s 52% son, 4833 4659 4est 433, 4192 4054 so 3m, ca2 isi 9 7435 7Y8 6802 6515 6247 5995 sre 5537 5328 5132 4586 " RRO *306 7887 7499 6805 6" s 6207 59 sea7 5453 529 502, 4896 4656 44, 2 938533 7943 756 761 6814 6432 694 5918 5660 5421 5 498 41 B 9586 9364 8853 8358 7904 1487 7103 6750"24 6122 5842 ssoa 5M) 5 490 4 4m eos 3902 6 598 5660 5421 517 4988 43 4511 4439 4278 427 395 3851 325 6628 6.302 6002 5724 5468 5229 SCOR 4802 46n 4432 4265 4ca 3962 3824 11m8 10 380 972 9108 8559 809, 76067H 6811 6462 6112 sko ssrs sut sos2 41% 4625 44m4 16 tte52 10818 0106 9447 885, 8JU 7824 73>9 6974 6604 6265 ss. s668 5405 swa 493 470 4536 4 12659 neH0 828 0059 9372 8756 820t mo 7250 680 6057 612N 58TH S53t 522) 50m 480 4608 44s 20 590 t2462 "470 5se ses 92, 8514 796) 7409 7025 662, 629 sus sos sra s101 4x10 22 s4 45 1 ulfi3 04211061 20t 9442 8772 8176 7645 7TJO 67 6358 60e1 55410 5N9 4909 4 24 247 799 550 9 ) 529 9700 8985 83 7784 26 593 M375 003 TI 826 810 9929 963 8488 7896 7372 6906 649, 61 5 54805206 4 6 "274 477 9763 9122 8544 8022 7549 720 6729 6373 6047 5789 5475 52224 4775 45429t 4219 4099 3910 5877 5584 536 5000 48 4635 444) 4263 4097 3902 5727 5432 5B7 492500 4499 4311 4t37 3976 7283 6825 6434 60n5M6 545154937 4n3 4507 4318 410 ise, 68r3 6464 6097 5766 5467 ss5 4948 4721 4514 4) 4M7 3985 6136 5798 5492 525 4964 4734 4524 4332 4154 3990 6961 6534 6m2 58 $502 5223 4920 4m 4528 4335 487 1999 984 15341 t35m t.778 '58 ,98 9170 165) 8022 700 6983 6551 6166 SK20 55 5229 4975 40 4ST Liu 4 2 15 372 13365 12 409 258 10 274 9427 8694 8055 496 7003 6566 6177 5829 5 29 5 5235 4999 4746 4534 4339 40 925 10757 9779 895 8244 7634 7105 66A2 6233 5871 55485258 499? 4N0 4544 47 46 1999