Chapter $3$ learning objectives.

$3\mathrm{.}1.$ Identify your financial values, goals, and strategies.

$>$plans for spending$--------$Explain

$>$plans for risk management$-----$Explain

$>$and plans for capital accumulation$---$Explain

$3\mathrm{.}1$a$.$ Values define your financial success.$---$Explain

$3\mathrm{.}1$b$.$ Saving is your single most important financial task.

$>$But treat yourself$-----$Explain

$>$Commit to creating an emergency savings fund$---$Explain

$>$Examples of bad emergencies$-----$Explain

$>$Create some margin or become an unprepared borrower$---$Explain

$3\mathrm{.}1$c$.$ Examples of financial goals.$----$Explain

$3\mathrm{.}1$d$.$ Financial goals follow from values.

$>$Goals are specific and have target dates$----$Explain

$>$Use pictures, numbers, and public affirmations$---$Explain

$>$Goals should be prioritized$---$Explain

$3\mathrm{.}1$e$.$ Financial strategies help guide your financial success.$----$Explain

$3\mathrm{.}1$f$.$ Wealth$-$building principles for life.$---$Explain

Note: Reason for this format$------$ The information within this chapter is vital for your financial literacy.