Charlotte's long-term care policy specifies that it will pay up to $100 per day for up to five years, for a policy maximum of $182,500. As it turned out, Charlotte only used $100,000 during the first five years of receiving benefits under the policy. The remaining $82,500 was used to extend the total number of years over which the policy would pay benefits. Why were Charlotte's benefits allowed to be extended beyond five years? oa. The policy contained an extension of limits clause. ob. The policy included a flexibility of payment provision. OC. The policy contained a pool of money clause. od. The policy included a conservation of benefits.provision.